In this digital age where we spend an increasing amount of time online, it is crucial to be vigilant and take measures to protect your personal and banking information. Below, I offer you a few steps you can follow in the online environment to take care of your data.
1. Be cautious of phishing emails:
Scammers often use fake emails to trick people into disclosing sensitive information. Never click on links or provide personal data in suspicious emails. Always check the sender’s address and be sceptical of urgent requests.
2. Verify websites:
When providing personal or banking information on a website, ensure it is secure. Check if the address starts with “https://” and that a padlock icon in the address bar indicates a secure and encrypted connection.
3. Use strong and unique passwords:
Avoid using the same password for multiple accounts and create strong passwords that include lowercase and uppercase letters, numbers, and special characters. This makes it more difficult for scammers to gain access in the event of a security breach.
4. Keep software and antivirus updated:
Ensure your operating system, browser, and antivirus software are always up to date. Updates often include security patches that protect against known vulnerabilities.
5. Do not share sensitive information over the phone:
Avoid providing personal or banking information over an unexpected phone call. Scammers may attempt to obtain your data under pretences. When in doubt, contact the institution directly through their official channels.
6. Monitor transactions and account statements:
Regularly check transactions and account statements to identify any suspicious activity. Immediately report any unauthorized transactions to your financial institution.
7. Educate yourself on scam methods:
Stay informed about the latest online scams. The more knowledgeable you are, the better prepared you are to avoid online pitfalls.
